It’s a truth universally acknowledged that there are two types of people in life: those who use smartphone folders and those who embrace app-chaos.

But one thing that unites us all is that everyone has a LOT of apps, whether they’re in a folder or not. In fact, the average Singaporean has a huge 100+ app installed on their smartphones but only regularly uses ~50%! More than half of the apps cluttering our devices go unused.

And the biggest culprit here? We think it’s our financial services apps.

How many apps do you have for things like your bank accounts, e-wallets, credit cards, discounts and offers?

As we write this, our office average is 13 financial service applications. From PayLah! to PayPal, Citi to Capitastar, our smartphones are bursting with financial data vying for our attention.

All these numbers are difficult to manage at the best of times, let alone spread out over all these applications. If only there were a way to consolidate all this information into just one financial data and personal expense tracker app that could help…

Dobin: More Than Another Expense Tracking App

Hello Dobin!

Dobin is Singapore’s latest financial management app, but it’s not built like the others.

Harnessing the power of open finance and the advanced use of secure, intelligent data, Dobin helps bring all your essential financial information into one place.

In a simple, easy-to-use view, Dobin helps you to consolidate all your essential balances. You can track your savings to manage them wisely, plus check your cash flow to stay on top of your budget. Dobin also helps you understand your expenses, cut unnecessary spending habits, and use your financial data to make data-backed financial decisions – meaning you can meet your financial goals faster.

All this in one app! Where do I sign up?

Dobin for Slashing Spend and Maximizing Rewards

It’s not just tracking your balances, though, that makes Dobin stand out. It’s also how Dobin provides truly helpful insights towards your spending and saving.

Take your credit cards, for instance. If you’re like the average Singaporean, the chances are you have a lot of plastic in your wallet.

And having a credit card is great. Our cards are helpful tools for life’s big purchases, plus great ways to collect rewards and points. However, credit card spending can have a dangerous side: going over budget can be expensive if you can’t pay it off. When you have multiple cards to juggle, keeping in control is tricky.

But if there’s one thing we hate more than going over budget, it’s missing out on discounts we’ve earned!

Fortunately, Dobin comes to the rescue here again, helping you use your data to make use of the best offers for you. Dobin tracks your spending to help you know which card to use for each payment to maximize rewards, so you can make sure you’re getting the most from your spending.

Plus, Dobin gets you exclusive access to the best merchant offers based on your spending. No more pointless discounts, Dobin offers you savings on the brands you really use.

Saving for Your Emergency Fund

But Dobin is not a financial management app unless it helps you save money on your expenses.

So, no matter where you are on your saving journey, Dobin is here to help. By understanding your habits, you can track your spending and recognize critical moments to save.

Maintain your emergency fund, or save for a big purchase like your home or upcoming wedding. It’s all so easy with Dobin, where you can see a complete overview of all your spending and saving, plus benefit from incredible data-backed insights to help you maximize your rewards and select the right products for your situation.

Dobin for Data Security and Peace of Mind

Finally, and perhaps most importantly, Dobin brings you security you can rely on.

At Dobin, we take data protection and security very seriously. We know that our data is always being used without our consent as we go about our daily business, and we don’t think that’s fair. Why should businesses take advantage of our data, when it doesn’t belong to them?

Dobin takes a different approach. We protect your data like we would want our own data to be protected: By using multiple levels of encryption and the latest, top-of-the-range data security technology.

But that’s not all. Unlike other personal financial management apps, we put you completely in control of what data you provide to us and we store your data on your phone, not in our servers. This means that your data is always with you, not stored in our backend platform and not used elsewhere.

So, what’s stopping you?

Take control of your finances and Download Dobin today!