December is bustling, particularly for those organising end-of-year Christmas celebrations. It is also prime time for holiday getaways as people seek a well-deserved break from the year’s hustle and bustle.

Fortunately, utilising the right credit cards in your arsenal, you can easily open doors to a wide range of discounts to offset your expenditure.

In this article, we explore the best credit card deals for December 2023, along with exciting end-of-year promotions from UOB, DBS, OCBC, and more.

Expert Insight

CreditManage your credit cards easily with an all-new app feature, My Cards.

Here is what you can do with My Cards:

• 📊 View Spend & Balances: Stay on top of your credit card transactions and balances effortlessly.

• ⏰ Never Miss a Due Date: Pay your bills on time with a clear view of your payment due date.

• 🛍️ Exclusive Offers & Deals: Earn more savings with personalised discounts related to your card!

Simply update your Dobin app here to enhance your card management.

For DBS cardholders

Open doors to self-care activities that will rejuvenate and revitalise you, such as restocking your skincare essentials from Althea, or making a reservation at Cafe Natsu to nosh on delicious Japanese-infused breakfast classics. Plus, create unforgettable family moments such as soaring on a cable car ride, or taking a whirl through the exhilarating SuperPark.

We’ve compiled a list of the most irresistible discounts found on the Dobin app, designed to help you unlock high-value merchant discounts for every spend.

Best DBS Discounts

Expert Insight

Not seeing your favourite merchant in this article? We suggest a quick check on the Dobin app first before you make any purchases. Enter the merchant name in the discount search bar to see if there are any savings opportunities before you proceed with the transaction.

Alternatively, you can refine your search by selecting specific filters such as the card issuer, platform or the type of discount, or tailor the results to your liking filter.

For OCBC cardholders

What would you say to savour an omakase feast meticulously prepared by a chef in a hidden gem of a restaurant? Or how about booking a holiday on Trip.com with $100 shaved off for the getaway you’ve always dreamed of? If it's a resounding yes, we suggest claiming these OCBC-exclusive credit card offers right away.

Better yet, if you’re looking for access to meaningful discounts without the hassle of scrolling through endless promotions, we recommend downloading the Dobin app.

Best OCBC Discounts

For UOB cardholders

December is a great month to have a UOB credit card handy, especially if you’re a parent looking to craft a unique year-end adventure. Check out the generous discounts at popular Pororo Park or hang from the air for a one-of-a-kind meal at Sentoda’s SkyHelix. If you already have an activity in mind, don’t miss Klook’s generous 15% discount to sweeten the deal.

For foodies with an affinity for sumptuous Christmas feasts, indulge in a buffet spread that has farm-to-table delicacies at Peppermint, Parkroyal Collection Marina Bay. There, you can relish a tantalising dining experience with a whopping 20% discount, exclusive for UOB cardholders.

Best UOB Discounts Overview

For Standard Chartered cardholders

December arrives with a treasure trove of offers to appeal to diverse preferences. Whether you’re a globe-trotter seeking savings on Qatar Airways flights or you’re looking for a sunny adventure at Sentosa, you’ll find amazing discounts that are too good to be missed.

For couples in search of a romantic day out, we recommend pairing your quality time with a bouquet of blooms from Flower Chimp. It’s the perfect recipe for a truly romantic date.

Explore all this and more in the December lineup of exclusive offers with Standard Chartered.

Best Standard Chartered Discounts

Expert Insight

Dobin scours the internet and filters thousands of readily available deals to narrow down the best discounts for you.

Unlock a world of savings by downloading the app today.

For American Express cardholders

There’s no such thing as a boring December when you’re looking at deals doled out by American Express. Dream vacations become a reality with generous discounts on Agoda and Expedia. What’s more, you can get a headstart on your vacation wardrobe by ordering stylish staples on Zalora for a sizable 15% discount, and earn cashback to boot.

If you’re on the lookout for a memorable way to commemorate Christmas, check out Love & Co for exquisite wedding bands and enjoy 10% savings plus an additional $50 off.

Best American Express Discounts

For HSBC cardholders

Never miss out on a good deal when you travel ever again. Whether you prefer booking accommodations and flights on Traveloka, Agoda, Expedia or Klook, you will find your preferred third-party travel platform in this curated list of best offers for HSBC cardholders.

Alternatively, if you opt to save your travel plans for 2024 instead, take your tastebuds on a journey to Bangkok without leaving Singapore. That’s right, save the flight and head down to HSBC for a 10% discount at Bangkok Jam.

Best HSBC Discounts

For Citibank cardholders

Last but not least, get ready to enjoy irresistible discounts ideal for buying Christmas presents with your Citibank credit card.

Whether you’re in the mood to gift locally-designed fashion essentials from Beyond The Vines, trim your total spend on a Shopee and Amazon shopping spree, or embark on a budget-conscious adventure on Agoda and Trip.com, you’ll find everything you need within reach.

Best Citibank Discounts

Expert Insight

Apart from spending with the right credit card, it’s important to time your Shopee spree just right, such as during special sale festivals, to unlock maximum savings.

Delve into our Shopee guide for strategies to optimise your budget by unearthing promo codes and discounts.

Frequently Asked Questions

How to start using My Cards on Dobin?

Dobin’s My Cards has everything you need to manage your credit cards effectively. Simply update the app and head to the “Credit Cards” tab to start exploring the feature.

Be sure to connect your bank accounts on Dobin to experience the full extent of the feature’s capabilities.

How do I find discounts on Dobin?

Find discounts on Dobin in seconds. Simply open the app, head to the Discounts tab and you can start finding thousands of curated offers, guaranteed to maximise each dollar you spend.

This way, you not only enhance your shopping decisions but also boost your savings potential, enabling you to rein in your expenses.

How do I filter discounts on Dobin?

Dobin’s Discounts feature allows you to quickly pinpoint the offers that match your preferences through effective filtering.

Here’s how:

• Step 1: Head to the Discounts tab

• Step 2: Tap “Filter” on the top right hand of the screen

• Step 3: You will see that you can filter according to the bank, platform, or type of discount.

• Step 4: Select your discount filters and hit “Show offers” to see the results.

Key Takeaway: Savvy shoppers, boost your savings potential with Dobin

Now that we’ve explored just a fraction of the available offers on Dobin, it’s safe to say that Dobin brings a whole new world of smarter savings at your fingertips.

The next time you’re on the hunt for ways to amplify your savings, look no further than Dobin to be your trusted financial companion. Apart from smarter credit card management, Dobin gives you ample visibility to view your aggregated balance across your bank accounts plus net cash flow insights so you can save and spend wisely.

Ready to elevate your financial well-being? Download Dobin today!