Smart Credit Card

No annual fee No cash advance fee Rewards are capped
Smart Credit Card

Cashback

0.5%

per $1 spent

Cashback

6.0%

per $1 spent
McDonald’s, KFC, Subway, Burger King, Ya Kun Kaya Toast, Toast Box, BUS/MRT, SimplyGo, Netflix, Spotify, YouTube, Disney+

$0

Annual Fee

Key Benefits

  • 0.5% cashback for every $1 eligible spend
  • Up to 6% cashback on eligible merchant spend like McDonald’s, KFC, Ya Kun Kaya Toast, Toast Box, BUS/MRT via SimplyGo etc.
  • Cashback is awarded in 360 Reward Points for every $1 spend; 1.6 Reward Points = 0.5% cashback
  • Bonus points are capped at 14,400 pts
  • No annual fee